How it works

Two PDFs in, cited flags out.

Most comparisons finish in one to two minutes. Here’s what happens in that time.

  1. 01

    Upload two PDFs

    Pick what you're comparing (expiring vs. renewal, or binder/quote vs. issued policy) and upload both documents. Carrier PDFs, password-protected-for-editing PDFs and scans all work.

  2. 02

    Each document is read separately

    Renewal Check reads each policy's declarations, schedules and forms list and pulls out the commercial property fields listed below. Each value is saved with the page it was found on. If a field can't be read confidently, it's marked “not found / needs review” rather than guessed.

  3. 03

    Citations are checked

    For digital PDFs, every extracted value is checked against the text of its cited page. If a value can't be found on that page, the flag says so. Scanned pages can't be checked this way and are marked “scan – check page.”

  4. 04

    The two documents are compared by rules, not by AI

    The comparison itself is fixed, rule-based logic: same inputs, same flags, every time. Locations are matched even when they've been renumbered, and form numbers are compared edition by edition.

  5. 05

    You review the flags

    Flags are sorted by severity, and each one shows the value and page from both documents. Review each one against the policy, then export the list to CSV for the client file.

Fields compared

Severity

High
Likely to change what the client is covered for: a coverage, location or mortgagee missing from the second document, a lower limit, a higher deductible, a new wind or other catastrophe deductible, or a change in valuation, causes of loss or coinsurance.
Medium
Worth confirming with the carrier or client: added or removed forms, changed deductible terms, address changes, and anything found in only one document.
Low
Usually routine but still different: form edition updates, limit increases, premium changes, added interests.

What it doesn’t do

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